| ICICI Lombard health insurance covers almost all | | | | The cover includes room rent, boarding expenses, |
| hospitalization expenses including Swine Flu/H1N1 | | | | nursing expenses, surgeon, anesthetists, medical |
| influenza. Health Advantage Plus is one of the | | | | practitioner, consultants, specialists fees, anesthesia, |
| comprehensive health insurance policy form ICICI | | | | blood, oxygen, operation theatre charges, surgical |
| Lombard. It covers insured person for hospitalization | | | | consumables, medicines and drugs, diagnostic |
| expenses as well as Outpatient Treatment expenses. | | | | materials, x-ray, dialysis, chemotherapy, radiotherapy, |
| Coverage- | | | | cost of pacemaker, artificial limbs, dental treatment, |
| Hospitalization Cover- | | | | ambulance charges, etc. |
| The policy covers medical expenses incurred as an | | | | Eligibility- |
| inpatient during hospitalization for more than 24 hours | | | | This policy is available for the people aged between 5 |
| hospitalization. It includes- room rent, doctors | | | | and 65 years. The proposers age should be above 18 |
| surgeons fees, diagnostic expenses, cost of | | | | years. The policy is renewable up to the age of 70 |
| medicines, etc. Pre and post hospitalization expenses | | | | years. Maximum two adults can be covered under |
| are covered up to 30 days and 60 days respectively. | | | | this policy. |
| All pre-existing diseases can be covered after two | | | | Benefits- |
| continuous policy years. The policy also covers claims | | | | 1.Cashless hospitalization at over more than 3500 |
| arising out of terrorism. | | | | network hospitals across India. |
| The policy also covers Technologically advance | | | | 2.No sub limit on room rent, doctors fees and hospital |
| treatments which do nor require 24 hours | | | | charges for any diseases. |
| hospitalization. They are- Cataract (limited to | | | | 3.No co-payments for any disease or any |
| Rs.20,000/- per eye), Lithotripsy( Kidney Stone | | | | hospitalization expenses. |
| Removal), Tonsillectomy, Eye Surgery, Dialysis, | | | | 4.No health check-up is required up to the age of 55 |
| Dilatation and Curettage, Chemotherapy, | | | | years. |
| Radiotherapy, Coronary Angiography and Cardiac | | | | 5.Additional sum insured for every claim free renewal. |
| Catheterisation. | | | | 6.Tax benefit on premium amount under section 80D |
| Outpatient Treatment Cover- | | | | of the Income Tax Act,1961. |