| There are many benefits you may consider when | | | | you need. |
| looking for in insurance for quad bikes. Some | | | | Benefits and features you may look for in the cover |
| providers may add in more benefits and features | | | | Event cover - If you use your bike to attend events, |
| than others may, so when you compare the cost of | | | | rallies or competitions, the event organiser may insist |
| the insurance you may also want to compare | | | | that you have liability insurance in your quad cover. |
| benefits. | | | | Liability cover may protect you against any accidental |
| Do you need off road, on road insurance or both? | | | | damage to property that was your fault. Liability |
| How do you use your quad? This is important when | | | | insurance may also provide cover in the event that |
| you are choosing your insurance. | | | | injury occurred to a third party through your actions. |
| - Do you use it off the road only? | | | | May the policy cover family members? - When you |
| - Do you only use your bike off the road on private | | | | take out insurance for your quad bike the policy may |
| property? | | | | usually cover up to so many riders. There is |
| - Do you use your quad on and off the road? | | | | however, a limit as to the amount of individuals |
| If you use your bike on private property only then | | | | covered, so you may need to check. This can be |
| you may still have to take out insurance. An | | | | handy if other family members use the quad bike and |
| insurance policy may protect your quad against it | | | | it means that separate insurance policies may not |
| being stolen. It may also protect your bike in the | | | | have to be taken out. |
| event that it is damaged or destroyed in fire. The | | | | Insurance for Europe - If you wanted to use your |
| policy may also pay out for accessories if they were | | | | quad bike in Europe, you typically will need to take |
| stolen or damaged, these may be things such as | | | | out European insurance. Your standard UK policy |
| helmets and tools. | | | | without European cover may not protect you. |
| If you use your quad bike only off the road for | | | | European insurance is taken so that you do not have |
| sport, say in woodland, then you may still have to | | | | to apply for insurance at the border of each country |
| travel along normal roads to arrive at your | | | | you visit. |
| destination. Usually when you take out off road | | | | Cover whilst in transit - You might want to check |
| insurance the insurance provider will typically allow | | | | when looking for insurance for quad bike if it may |
| you to travel so far from home on the road, for | | | | pay out in the event that your quad bike should be |
| example, within 10 miles. You may have to check this | | | | damaged whilst in transit. For example if you attend |
| limit when applying for the policy. | | | | shows, you send your quad onto the show, and |
| If you only use your quad bike on the road, you may | | | | something happened to it whilst in transit, you may |
| have to take out a policy solely for on road use, as a | | | | be able to claim for the damages to your quad bike |
| policy with limits might not allow you the coverage | | | | insurance. |