| There are many factors to take into account when | | | | inventory. |
| considering line caravan insurance. There are many | | | | You may have new for old replacement in your |
| insurance providers offering insurance for your | | | | policy or wear and tear may be considered by the |
| caravan and while they may all seem to offer the | | | | provider. If new for old is given your contents are |
| same, some may offer better value for money in | | | | typically replaced as brand new. This type of cover |
| their policy. | | | | may typically work out more in premiums than a |
| The events a policy typically covers | | | | policy considering depreciation. |
| An insurance policy for your caravan may typically | | | | Exterior caravan cover |
| cover certain events. You find the following events | | | | Your caravan itself may also be protected under new |
| covered in your caravan insurance, however always | | | | for old. If it is, you may be able to get a brand new |
| check in the terms and conditions of any policy you | | | | replacement if your caravan is written off by the |
| consider. | | | | insurance provider. However, it typically has to be |
| · damage or destruction to your caravan and | | | | under a certain age to get a brand new replacement |
| contents due to fire; | | | | or have done under a certain amount of mileage. |
| · destruction or damage due to storm which | | | | Checking the terms, limitations and exclusions |
| may include flooding; | | | | Any form of line caravan insurance comes with some |
| · theft of contents and belongings or your | | | | limitations and exclusions in the small print. These |
| caravan. | | | | things may stop you from being able to claim on the |
| Contents insurance | | | | insurance policy. For example, there may be limits as |
| Your provider typically allows the caravan owner to | | | | to the amount the insurance policy pays out towards |
| protect the contents of their caravan and personal | | | | steps and awnings. Your awning may also be |
| belongings against the above. To cover these you | | | | excluded if it is damaged during a storm. Some |
| need to take an inventory of all your belongings. If | | | | contents and personal belongings may be excluded |
| you have a static caravan you may want to find if | | | | such as expensive jewellery. Taking the time to go |
| the provider includes patio, fencing or decking around | | | | over the small print may pay dividends in the event |
| your caravan and if so include these in your | | | | you need to make a claim. |