| As with any other road vehicle when you take a | | | | cover. For instance some insurance providers offer |
| quad bike to the roads it is essential that you are | | | | quad insurance that gives you a pre-defined amount |
| protected with road quad bike insurance. Insurance is | | | | of miles of commuting insurance on road when the |
| a legal requirement in the event that you were to be | | | | policy is for an off road quad. However if your quad |
| involved in an accident as it protects any third party | | | | is specifically for on road usage then you need to |
| involved. Depending on the type of cover you get, it | | | | ensure that this is the type of policy you take out to |
| also provides a great deal of peace of mind when it | | | | make sure that you have complete coverage. |
| comes to the theft and other types of damage. | | | | There are ways that you may be able to save on |
| If you are the cause of an accident on your quad or | | | | the cost of your road quad bike insurance, which you |
| you damage the property of another accidentally | | | | may wish to consider before you apply for your |
| whilst riding your quad on the roads, you are at risk | | | | insurance. One of the ways you may be able to |
| of being taken to court for compensation. The same | | | | keep down the cost of the cover is to ensure that |
| applies if you injure a third party or cause their death. | | | | your quad bike is harder to steal. You may choose to |
| Liability insurance typically pays out towards the legal | | | | install an immobiliser on your quad or have a sturdy |
| expenses of a claim that is made against you. | | | | lock and chain to secure it when parked. If you leave |
| You may want to check that your road quad bike is | | | | it overnight in a garage that is securely locked, you |
| covered for accidental damage. Accidents happen | | | | may be able to keep down the insurance premiums |
| and if you have accidental damage insurance behind | | | | when compared to leaving your quad on your |
| you the policy typically pay out towards the repairs | | | | driveway or side of the road. If your quad is left on |
| of your quad. | | | | the roadside, the premiums may be higher as there is |
| When you compare insurance premiums for a quad | | | | the risk of theft and accidental damage from vandals |
| bike be aware that there are different forms of | | | | or passing vehicles. |