| Insurance for static caravans may cover a wide | | | | the site needs clearing the policy may also pay |
| range of things, from protecting the contents of | | | | towards this. |
| your freezer to providing you with a brand new | | | | Caravan owners that rent out their caravan may be |
| replacement caravan in the event yours was | | | | asked by the site owner to ensure that they have |
| destroyed. The cost of insurance may vary between | | | | public liability insurance. Public liability insurance protects |
| providers as can the limits and exclusions, so these | | | | you financially if a claim is made against you if |
| do need to be compared. | | | | someone dies or gets hurt whilst staying in your |
| As your caravan is static, you may have chosen to | | | | caravan. |
| add a patio, decking and fencing around it. If so, you | | | | When renting you may want to have loss of rental |
| may want to check if these are covered in your | | | | income in your policy, in the event you are unable to |
| insurance policy in the event they were destroyed | | | | rent out due to repairs on the caravan following |
| by fire or storm. At the same time, you may also | | | | damage by a hazard (such as fire). If this is not |
| want to check whether your TV aerial is covered for | | | | included in your insurance, you may potentially lose a |
| damage by storm and your awning. Both of these | | | | great deal of income. |
| are generally covered in the policy but the insurance | | | | Your personal belongings are usually included in |
| might not extend to any damage resulting from | | | | insurance for static caravans. However, there are |
| storm. | | | | always limits imposed on the amount you are allowed |
| If you are buying a new static caravan, you may be | | | | to claim for single items. For instance, this may include |
| able to benefit from having new for old insurance | | | | the contents of your freezer or your personal |
| included in your cover. If the worst happened and | | | | possessions. Always check the terms and conditions |
| your caravan was destroyed in a fire or was beyond | | | | of your insurance policy over very carefully before |
| repair due to storm damage and it was under a | | | | buying it to ensure you know what is and is not |
| certain age the insurance company typically replaces | | | | protected in the policy. |
| your caravan. If the damage has been extreme and | | | | |